Author - K.M. NGOBENI

University of South Africa, South Africa, ORCID: 0000-0003-4519-0947

K.M. MAKHITHA K.M. NGOBENI

The Effect of Perceived Risk in Online Shopping Intention: Does Attitude Mediate the Relationship?

Engagement in online shopping by specific emerging-market consumers in South Africa has been on the rise. Nevertheless, the online usage rate remains low. Online retailers need to understand the perceived risk factors influencing consumers’ attitudes and intention in relation to online shopping for clothing products, especially in South Africa, where online risk is an issue that discourages consumers from making purchases and where the practice of online shopping is still in its infancy. To that end, an online survey was conducted among emerging-market consumers in Soweto, with 300 respondents being targeted and reached. Convenience sampling was adopted to collect data from the respondents. An independent research company collected data, and various statistical analyses such as descriptive analyses, exploratory factor analysis, and structural equation modelling were conducted. The findings revealed that perceived financial, convenience and security risks significantly influenced...

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Phineas MBANGO K.M. NGOBENI

The Mediating Effect of Student Satisfaction on Loyalty in South African Open Distance E-Learning Institutions

Globally, the Covid-19 pandemic has influenced traditional Open Distance electronic Learning (ODeL) institutions and residential universities. It has prompted them to consider distance learning using technological advancement. However, student loyalty is a challenge to achieve and sustain in distance learning. Thus, this study seeks to determine the mediating effect of student satisfaction on student loyalty. The study also sought to examine the mediating effect of satisfaction on the impact of commitment, institutional reputation, service quality, trust, and perceived value on loyalty. The study used a quantitative approach and online survey to collect data. The study used the partial least squares structural equation modeling technique to test the proposed model. The results showed a positive and significant relationship between the constructs. However, commitment showed a partial influence on student satisfaction. Furthermore, satisfaction partially mediates the impact of...

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